insurance

T. e. you get to contribute 12-15 % per annum. At the end of the period, and it is from 10 to 20 years old, you get the full amount of savings. It will be about double entry amount of your contributions.

In addition, the amount of insurance is. T. e. As soon as you made ​​the first payment in the event of the insured event you get the entire amount you could get at the end of the accumulation. An insured event is free, only one - the death of. For all other insurance options ( personal injury and loss of health) need to pay extra.

I asked for a contract. Then the agent hesitated and began to mumble that the license agreement, which remove them from office can not. I noticed that it was stupid and my lawyer wants to read what they have there fine handwriting. He promised to speak with the manager and send.

In general, an interesting idea. Investment Fund, combined with insurance. Both in terms of the insurance company, and from the point of view of the insured. Clearly, the closer to the end of the insurance for those not interested in all this is - the amount of insurance, then simply equal to the sum of money made ​​(plus accrued interest ). But I like. I thought. I nafig it is not necessary, but it happened to me that the extra money does not interfere with family. And if nothing happens, then I get just freeze in the fund a certain amount before the end of the accumulation.

At least, it's much more interesting to the ordinary risk insurance. And remember, insurance does not save lives, it just gives a little money to after you become disabled or die, loved ones were not so boring and sad. A life saved by a miracle, doctors or. The first is better, too, to prepare in advance. And no less important than the insurance.